Last attempt at differentiation, the question of the end of the story…
Example : You have a main character who plays on fear to achieve his ends. Other characters can, in particular, try to confront supernatural and frightening creatures, and they always unmask the real malevolent in order to normalize everything, to put back on the right path. To finally be in the tangible, the logic !
While Fantasy will always remain magical !
Here are my tips to try to differentiate them.
After, any reading remains subjective so let your instinct also guide you !